No, the Canadian Dental Care Plan is designed for Canadians who do not have access to private dental insurance. If you have coverage through your own or a family member's employer, pension, school plan, or any purchased or group plan, you are not eligible, even if you decline the coverage or never use it. Access is what counts, not whether you actively use it.
What If I Obtain Private Coverage After Enrolling?
If you obtain dental coverage through a new job, your spouse's workplace plan, or any private policy, you become ineligible and must notify the program immediately. You cannot use both at the same time. The CDCP is designed to be a safety net, not a supplement to existing coverage.
Who Does Qualify for CDCP Benefits?
To qualify for the Canadian Dental Care Plan, you must meet all of the following:
- You are a Canadian resident for tax purposes
- Your adjusted family net income is under $90,000
- You do not have access to any private dental insurance
- You and your spouse or common-law partner have filed your most recent tax returns
How much the CDCP covers depends on your income. Families whose annual income is less than $70,000 pay nothing, because the plan covers 100% of eligible services. Higher income levels may involve a co-pay.
Park Place Dental Accepts the CDCP
If you qualify for CDCP benefits and need a participating provider in Barrie, ON, Park Place Dental can help. Call us at (705) 728-9922 to book your appointment or for more information about what the plan covers.